Terms & Conditions

Last Updated: October 2026

Welcome to PlusPointinsurance.com, the official website of Plus Point Insurance, operated by independent insurance agent Amaan Lalani. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions.

1. Independent Insurance Agency Disclosure

Plus Point Insurance is an independent insurance brokerage licensed in the State of Georgia. Amaan Lalani acts as an independent agent facilitating quotes and policies between consumers and various third-party insurance carriers. Plus Point Insurance is not an insurance carrier and does not underwrite policies or guarantee coverage issuance.

2. Quotes and Premium Estimates

All quotes, rates, and coverage descriptions provided on this website or during phone and email consultations are estimates based on the information you provide and prevailing insurance carrier guidelines. Final premiums, deductibles, and policy approval are determined solely by the issuing insurance company upon underwriting review.

3. Accuracy of Information Provided by Users

You agree to provide true, accurate, and current information when submitting quote requests or applications. Providing inaccurate or fraudulent information may result in denied coverage, premium adjustments, or cancellation of policies by the underwriting carrier.

4. Intellectual Property

All logos, brand graphics, text, and original materials on PlusPointinsurance.com are the intellectual property of Plus Point Insurance and Amaan Lalani. Unauthorized copying, distribution, or reproduction is strictly prohibited.

5. Limitation of Liability

To the fullest extent permitted by Georgia law, Plus Point Insurance and Amaan Lalani shall not be liable for any indirect, incidental, or consequential damages resulting from the use or inability to use this website or delays in communication.

6. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law principles.

7. Contact Information

If you have any questions about these Terms, please contact:

Amaan Lalani — Plus Point Insurance
Phone: 470-674-0717
Email: amaan@pluspointinsurance.com
Georgia, United States