Personalized Health, Medicare & Life Insurance for Georgia Families

No, absolutely not! Our consultation, plan comparisons, and enrollment support are 100% free to you. Insurance premium rates are legally filed with the state of Georgia—you pay the exact same price through an agent as you would buying directly from the insurance company, but with the massive benefit of having a dedicated personal advisor in your corner.

As an independent brokerage, Plus Point Insurance works with multiple top-rated national and regional carriers including Anthem Blue Cross Blue Shield, Aetna, Humana, UnitedHealthcare, Mutual of Omaha, Cigna, and many more.

Yes! We calculate your estimated household income according to ACA Marketplace guidelines to verify if you qualify for Advance Premium Tax Credits (APTC) or Cost-Sharing Reductions, which can significantly lower your monthly premium and out-of-pocket costs.

For Medicare, your Initial Enrollment Period (IEP) spans 7 months around your 65th birthday. The Annual Open Enrollment Period (AEP) occurs every year from October 15 to December 7. For individual health insurance, Open Enrollment begins November 1 each year, though qualifying life events (loss of job coverage, marriage, moving) permit Special Enrollment Periods year-round.