MEDICARE ADVANTAGE • SUPPLEMENTS • PART D

Clear, Unbiased Medicare Guidance in Georgia

Turning 65 or looking to evaluate your current Medicare plan? Amaan Lalani helps you compare Medicare Advantage and Medigap supplements to protect your healthcare and your wallet.

Understanding the Four Parts of Medicare

Part A: Hospital

Inpatient hospital stays, skilled nursing facility care, hospice care, and home healthcare.

Part B: Medical

Doctor visits, outpatient services, preventive care, lab tests, and durable medical equipment.

Part C: Advantage

All-in-one plans offered by private insurers bundling Part A, Part B, and often Part D prescription drug benefits.

Part D: Rx Drugs

Prescription drug coverage to lower the cost of your brand-name and generic prescription medications.

Medicare FAQs with Amaan Lalani

What is the difference between Medicare Advantage and a Medicare Supplement (Medigap)?

A Medicare Supplement (Medigap) works alongside Original Medicare to pay for out-of-pocket deductibles and copays, allowing you to see any doctor in the USA who accepts Medicare with no network restrictions. Medicare Advantage (Part C) is private managed care (HMO/PPO) that often has low monthly premiums and extra perks (dental/vision), but requires you to stay within provider networks.

When is the Medicare Annual Enrollment Period (AEP)?

Medicare AEP runs each year from October 15 through December 7. During this window, you can switch Medicare Advantage plans, return to Original Medicare, or enroll in a new Part D prescription drug plan.

Are there penalties if I don't sign up for Medicare on time?

Yes, Medicare imposes lifetime late enrollment penalties for Part B and Part D if you do not sign up during your initial window and do not have creditable coverage from active employment. We ensure you enroll at the right time to avoid penalties.

Medicare